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Software Financing

IBM's 0%* software financing offer helps your clients get more for less

0% software financing hits the mark

Overview

In today’s environment, CFOs expect payback from investments in less than 12 months and are intensely focused on cash flow. The key question CFOs are asking is " … is this the right investment, right now?"

To help ease your client’s budget concerns, IBM Global Financing is offering financing rates as low as 0%* over 12 months for credit qualified clients purchasing new IBM software licenses and first-year subscription and support charges. Just take the IBM software solution price and divide by 12 for their twelve equal payments – it’s that easy! Competitive rates are also available for 24 and 36-month payment terms.

Software financing from IBM Global Financing makes it easy for clients to budget for and acquire the one-time-charge (OTC) software they need.

Financing software can help clients stay with budget by turning up-front cost into affordable monthly payments. It can help control expenses, match cash flow to business benefits, and conserve cash for other strategic investments.

Pain points

Financial: Rising costs/ Shrinking budgets /needs to support business growth

Client benefits

Market assessment

Amidst the current financial crisis, which has driven up the cost of capital and tightened liquidity, businesses’ ability to access new infrastructure solutions has indeed been made more difficult.

Companies still must make critical decisions to plan, invest, manage and eventually retire their infrastructure assets if they hope to survive this crisis over the long-haul.

A proactive corporate IT policy is now an essential part of any company's overall business strategy. Customizable solutions from IBM Global Financing can form the foundation of a cohesive technology management strategy that can help optimize space, maximize cash flow, reduce the total cost of operation and maintain your client's competitive edge.

Business Partner seller benefits

Sell more:
Financing expedites the sales cycle. You are freed up to close more and larger sales by increasing a client's purchasing power. Payments can be structured in attractive and affordable terms.

Overcome budget and cost objections beforehand
By quoting financing figures up-front, you are now presenting the cost in its least expensive terms, often changing a negative price image into an easily budgeted item. This typically result in the need for less discounting on your part.

More opportunities for value-added sales
Your clients' increased purchasing power means you can take advantage of new opportunities to increase your value-added sales.

Client messaging

Financing solutions from IBM Global Financing can help you stay within budget by turning up-front costs into affordable monthly payments as well as:

We offer various financing structures with flexible terms and payment options that let you match your payments to anticipated cash flow, such as:

Key questions

Frequently asked questions

Plug-in options

IBM Global Financing offerings are provided through IBM Credit LLC in the United States and other IBM subsidiaries and divisions worldwide to qualified commercial and government clients. Rates are based on a client's credit rating, financing terms, offering type, equipment type and options, and may vary by country. Other restrictions may apply. Rates and offerings are subject to change, extension or withdrawal without notice.

*Additional terms and conditions may apply. **IBM Global Financing offerings are provided through IBM Credit LLC in the United States and other IBM subsidiaries and divisions worldwide to qualified commercial and government clients. Rates for credit-qualified clients and are based on a client's credit rating, financing terms, offering type, equipment type and options, and may vary by country. Other restrictions may apply. Rates and offerings are subject to change, extension or withdrawal without notice. Software financing is for one-time charge items only and is provided by means of a loan.

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