Guest blog by Alan Horton-Bentley
ECM WW Industry Marketing Manager - Banking & Financial Markets
Modern banking has improved leaps and
bounds when it comes to extending a variety of services to customers- multiple
access channels, a wide variety of products and services and 24/7 access to
information and help- making banking for customers simple and easy. On the
other side of the counter, inside the bank things have become very complex; in
order to satisfy this ever increasing customer expectation and competitive
Not so long ago, the process of
opening a new bank account or for that matter executing most banking
transactions was a simple matter of a customer visiting a branch location, filling
out a form or two and they were done.
Today, however, even the basic
functions of account opening and loan processing are much more complex. Banks
have to make seamless provisions for the multiple channels for account opening,
the wide variety of account products, to meet regulatory requirements and counter
Loan origination and processing is
also much more complex, it includes all kinds of customer profiling and
assessments to perform, new regulation such as QRM (qualified residential
mortgage) requiring the lender to validate the borrower’s ability to repay the
loan - resulting in a growing number of documents, more stringent information
validation transforming the primary business processes into complex customer
More customer information, new data
types delivered through a growing number of channels makes it difficult to
capture, classify and assimilate into actionable content when the customer is
There is no argument, leveraging increased customer information in
real time will have a positive impact on credit risk management, fraud
interdiction, revenue growth and compliance—but because financial institutions
are inundated with both structured and unstructured data, they are being
overwhelmed with information and have outstripped traditional front office
In order to remain competitive and drive efficiency in business
processes banking institutions need to know which business functions have grown
in complexities so as to warrant taking a new approach: managing these
complex processes as a “case” not as a
To know more attend the IBM
Case Manager and IBM Forms Deliver for Union Bank and ELG-2844 Improving
Information Economics with Defensible Disposal at BNY Mellon sessions at Information
On Demand 2012.
These two of over 700 exciting sessions offered at Information On
Demand 2012. Don’t forget to register before August 31 to
save $300 off your registration fee.
Learn about this and other ECM sessions with the ECM at IOD Agenda Brochure
. Or if you're already registered, use the SmartSite
to start planning your experience, scheduling sessions, and connecting with other attendees and speakers
Guest post by Julie Vaccaro, Offering Manager IBM Content Classification
How many times have you searched for something and come up
short? Searching for content over and over, with hundreds or thousands of
results, is all too commonplace. It is inefficient, ineffective and
frustrating. Popular search engines are proud of the multiple-millions of
“results” they achieve in a few milliseconds time, but is this really what we
want? Just because a search engine “can” produce thousands of results, doesn’t
mean it “should”. Most people are searching for a single result, not
thousands. That said, the purpose of
these search engines is not to give you the single piece of content that you
want, but to give you all of the potential content that you might be interested
in, especially the results that also drives advertising revenue. This scenario
is not useful in a business context.
Business users need to find a very small and relevant set of
content based on the information they have. Going back to the library example,
when I walk into a library to find a book about Java Programming, I want to be
directed to the shelves that contain only books on my subject, not books that
contain the words Java, which are out of context to the subject at hand. This is why there is a card catalog and a
Dewey Decimal System.
A business user is no different. If we are looking for
resumes for Java programmers, then we want to be given the small subset of
content relevant to Java programmers, not content that includes the word
“Java’, which could return documents that include the Indonesian island, different types of coffee
or a company that has Java in its name.
Classification systems that use Natural Language Processing
and text analysis can provide context to content and therefore, organize it
properly. Furthermore, by combining classification with enterprise search
applications, businesses can provide a robust and effective conceptual search
that delivers a highly relevant set of results.
The Bottom Line: Content must be easily accessible to those
who need it.
To know more about what Content Classification can do for your business attend the following IOD2012 sessions IBM Content Classification: The Key to Organizing your Content
and How to Integrate IBM Content Classification Technology With Enterprise Content Management
. To know more about ECM sessions at IOD and to register to attend visit the IOD ECM Forum
Guest Blog by Deepthi Nagarajan, Category Marketing Manager - ECM(Document Imaging & Capture,Social Content Management)
I have always pondered the
phrase, “Human beings are Social animals”
until I discovered that in our own lives how much we depend on other humans.
The emergence of interactive technologies and “engagement” tools are nothing
but ways for us to reach out to other people who are around us and within our
sphere of influence when we perform different activities in our day to day
lives. People are inherently social and they want to engage with different
entities around them. This is even more so within their organizations. They are
constantly seeking for channels to communicate directly with one another and
shape their own experiences. The need to have real-time information on
different things happening around us has shaped new technologies to support it.
Organizations today have the
opportunity to use this inherent social nature of its employees to improve
their business and increase their productivity. With the world going social, employees
are looking for social tools in an environment similar to their personal social
experiences inside their enterprises to connect and collaborate. They want to
meet more people, understand their roles and constantly seek new ways to
achieve business objectives. As part of this process, they also learn more
about each other and discover common interests that give rise to communities
and opportunities to work on subjects that interest them the most. Your likes
on Facebook help you to discover people with similar interests in your network.
Similarly, your professional social network helps you to discover new people
with similar interests leveraging the information capsules they provide when
relevant to your work. This is just one thing that I discovered which has
helped me in being more productive in my job.
“Being Social” no longer has a
negative impact on employee productivity but has started to enhance it. Thanks
to Social Business tools! Wikis, Blogs and Communities have found their way in
to most organizations. With these tools, employees now have the opportunity to
“engage” in social conversations in real-time with the people around them and
extract information residing in different information silos to put them to the
best use. Let’s take a typical day in our own work life. There are many
instances in which we encounter duplication of effort or a strong appetite to
re-invent the wheel, which results from a lack of communication and the
inability to find the information that reside in disparate locations. Often, we
are frustrated with situations such as these that impact productivity to a
great extent. So do you think now that being “Social” makes an employee more
productive? The answer from me is definitely a “yes!” Employees using Social
Business tools have the opportunity to meet experts in their job area and
connect with them. Sharing of information and knowledge helps not only to achieve
near term objectives but also fosters cross-pollination of ideas with a
With organizations growing beyond
geographic boundaries, it has become an undeniable fact that businesses need a
platform to collaborate, innovate and share. But how can you optimize your
workforce with people-centric content applications? And how can you secure and
govern this social content arising from different social channels?
Come and attend the Information
on Demand 2012, to learn more on “living social” and the “future of social
content”. To learn more about ECM sessions download the ECM at IOD Agenda. Or if you're already
registered, use the SmartSite to start
planning your experience, scheduling sessions, and connecting with other
attendees and speakers.
post by Campbell Robertson, Program Director Industry Strategy and
Market Development - Public Sector, IBM Enterprise Content Management
Post 2008, governments across the world are
forced to re-prioritize their focus and are under severe pressures to do ever
more with ever less; while expectations continue to increase. This mandate is
especially true for Public Safety organizations.
With rising population in cities,
shifting demographics, technological developments and accelerating
globalization there are increasing social and commercial risks of crime. Public
safety organizations across the globe are looking at adopting transformative
technologies to make smarter decisions, deliver results and demonstrate
Be it traditional crimes like burglary,
vandalism or mail fraud to difficult-to-trace crimes such as terrorism, money
laundering and hate crime- investigative work is highly information driven.
Traditionally, crime Investigation meant manually sifting through multiple
reports and documents scattered across multiple structured and unstructured
sources. The manual intelligence access and analysis meant a typical successful
case taking weeks or months; and public safety agencies know that time is
detrimental to success.
Combining technology and information is key to
successful crime and threat investigations, law enforcement agencies need
technology that can speed up the process of discovering, analyzing and linking
information. Content Analytics provides the capability to extract, search and
analyze crucial information from disparate sources and improve the speed and
quality of intelligence gathering. By using content analytics tools, agencies
can not only solve cases more quickly but also identify non-obvious
relationships within data that could possibly prevent a crime from happening in
the first place.
A UK law enforcement agency used IBM Content
Analytics to perform high-precision text analytics to identify phone numbers
from investigative reports which was then used to cross-reference all of the
phone numbers so that when a new document arrived, the analyst was presented
with a list of all phone numbers and for each number, a list of previous
references to that phone number. This solution would reduce analyst’s efforts
by 6 hours, which meant faster analysis of information and in the long run more
To know more about how IBM address
investigation challenges of Public Safety agencies, attend the Building an IBM i2 and
Case Manager Solution for Public Safety and Commercial Fraud and Future
Analytics Platform for Law Enforcement and Public Safety sessions at
Information OnDemand 2012 Global Conference at Las Vegas in October 2012.
Guest post by Evan Fitch
, IBM ECM Marketing
Remember the good old days when a software solution had to be painstakingly shoe-horned into a companies’ business just so they could get some of the functionality they originally wanted? With the edition of a lower-cost Entry Level version and an Enterprise Edition bundle, the newly released IBM Datacap Taskmaster Capture v8.1 is so flexible it might impress a yoga instructor.
Datacap Taskmaster Entry Level is a lower-cost version of Taskmaster, based on the user-friendly FastDoc Capture interface. This version can automate the capture of data fields for indexing with OCR, Identify documents by comparing them to a database of previously scanned documents, help ensure data accuracy with database look-ups and deliver data and images straight into IBM
FileNet Content Manager. These scanned documents can be exported in either image or searchable pdf format. If a customer needs a more robust capture solution, they can upgrade to the standard version of Taskmaster.
At the high end, the Datacap Taskmaster Enterprise Edition bundle provides greater support for high volume input of documents, enables both increased performance and increased capabilities, with expanded document classification capabilities using IBM Content Classification..
This feat is performed by combining Taskmaster features such as Datacap Taskmaster Capture Connector for eMail and Electronic Documents, which enables conversion of email messages and attachments, , which enables you to unpack .zip archives and convert Microsoft™ Word, Excel, Outlook, PDF, and multipage TIFF files to single page TIFF files for processing. Taskmaster Capture Connector for Fax is included which supports capture of faxes and associated metadata from fax servers. Datacap Rulerunner Enterprise was added to deliver scalability and increased performance by leveraging multiprocessor systems and high-speed fingerprint matching. The final piece of the puzzle is Content Classification,which Enables automatic document classification of text-based documents using content analytics full text analysis.
The new Datacap Taskmaster release doesn’t stop there. There are many new features and improvements including enhanced globalization with support for Simplified Chinese and Cyrillic (for the Russian market), pdated thick and thin client user interfaces to improve the user experience, and support for IBM System Dashboard for monitoring Taskmaster Capture system performance.
Guest post by David Caldeira, Director ECM Products and Strategy, IBM
solutions support knowledge workers charged with achieving the best outcomes
for their specific business operations.
These solutions require the creation and management of complex workloads
that occur across vertical markets: which evolves as disputes, investigations,
incidents, inquiries, complaints, contracts, exceptions, adverse actions,
claims, fraud investigations, negotiations, problem resolutions, escalations,
research, audits, and interventions to name a few.
Within those workloads consists a
combination of structured and unstructured information, actions, and
history. Further, the paths of those
workloads on the way to achieving outcomes can be unpredictable, requiring
knowledge workers to make complex decisions based upon information at hand,
prior actions that have been taken, the experience of others in similar
situations... ALL of these elements must
be saved to provide context and a collaborative focal point to all parties
throughout the lifecycle of work. This
“case” provides a history and a decision path for others in the organization to
take advantage of in related situations.
Because of these characteristics,
it’s important to note four key areas of differentiation offered by IBM Case
Manager for case solutions:
to address all the information required to make better decisions
way people work – dynamically in real time
users to take more control
How is each of these areas
addressed technically within IBM Case Manager?
Information for better decisions:
ICM is based
on a case object model and supporting services that enables a persistent collection
of information and actions in the context of a logical “case folder” (i.e.,
data, content, history, events, tasks, rules, process fragments,
collaborations, etc.). This provides tight
coupling of content, allowing for optimal insight for knowledge workers and
governance for business/regulatory requirements. It is also a significant advantage over a
multi-product solution and offers the ability to easily integrate Information
Lifecycle Governance (ILG) services.
Supporting the way people work
the ability to drive outcomes through flexible, dynamic tasks able to address
any form of workflow. Designing case
solutions from the standpoint of the task vs. the process is a huge advantage
for unpredictable or unstructured activities
It saves up front “map design and test” time and it can reduce or
eliminate redundancies amongst workers at run time.
information or content changes can automatically drive tasks and vice versa as
a result of ICM’s active content infrastructure, saving significant
integration, development, and operations costs.
Optimizing case outcomes
throughout a case lifecycle through a combination of historical and real time
analytics that provides a comprehensive look at what has occurred and dashboard
driven views of current business conditions related to case work.
business users to take control
design and delivery environment that is focused on the business analyst,
enabling those users to quickly create a solution design and move forward
iteratively In collaboration with IT to shorten time to value.
More than 100
clients have invested in ICM as their platform to solve complex application
needs related to case workloads because of this unique set of
differentiators. Subsequent blogs will
explore each of these differentiators in greater detail.
Guest blog by Deepthi Nagarajan, Category Marketing Manager (Document Imaging and Capture and Social Content Management)
All of us are victimized by
information explosion. I think most of you will agree with me to an extent… Every
day, we are bombarded with data from varied channels. This data comes from virtually everywhere: social media,
emails, online videos, online purchases, mobile GPS signals, and more. There
were times in the past when all we had to do was spend a significant amount of
time managing our inboxes and sorting our e-mails. Now we have even more
content to manage, not just e-mails. We have Tweets, Updates, Posts, Blogs and
the future will have much more to give!
IBM estimates that we are
creating 2.5 quintillion bytes of data every day. And while this explosive
growth is enabling enhanced collaboration, productivity and innovation, it also
dramatically increases IT costs and exposure to risk. With the diversity and
volume of content types growing, there is a growing demand for new deployment
models and access to content management functions from any device, anywhere.
The 2011 IBM CEO Study found that 78% of CIOs want to improve the way they use
and manage content. Simplification and
Consolidation of content is the first step towards improving the use of
Many organizations have content
spread across disparate content systems with an obvious need to consolidate that
content. The key idea behind enterprise-wide standardization and consolidation
is a single repository, which would provide a “single source of truth”. Yes,
consolidation provides a “single source of truth”. But the content can be most
useful only if it is consumed by other high value applications. A recent IBM
study showed that it is believed an estimated 50 percent of organizational
content carries risk, without delivering any measurable business value. This
proves the point that most organizations fail to use the content that they have
consolidated from different content systems. A robust ECM Platform should act
as the foundation for high value ECM solutions, which would put the
organizations content to best use. Clients should have the option to augment
the value derived from their ECM Platform as an entry point into middleware
extensions, analytics, BPM, data management, collaboration, etc. Clients also
should be able to leverage robust, flexible technology available via a variety
of delivery platforms. If they fail, they will continue to maintain multiple
systems to manage their content management needs.
What organizations need today is
much more than a “single source of truth”. They need a world-class content
repository that supports a range of ECM use cases such as document management,
information lifecycle governance, case management and search & analytics
through seamless integration with applications for those use cases .
To learn more about how IBM can
help you in building a world-class content repository, attend the Information
on Demand 2012 Conference. Start your conference experience by downloading the ECM at IOD Agenda. Or if you're already
registered, use the SmartSite to start
planning your experience, scheduling sessions, and connecting with other
attendees and speakers.
Guest Blogger: Michael Pray - Director, Worldwide
Sales, Advanced Case Management, ECMIBM
Information OnDemand (IOD)
Global Conference 2012 comes with big promises for all of us. Kicking off on
Sunday, Oct 21 we will be showcasing some of the exciting stuff throughout the
course of the event and I am sure you will have your brain stretched with the
amount of takeaways we have in store for you!
Information OnDemand Global
Conference 2012 is the “BIG”gest IOD conference ever. With 700 Technical
Education Sessions. 110 Hands On Labs. 300 Customer Speakers. Usability
Sandboxes. General Sessions and Keynotes. All the Experts on hand and so much
For ECM customers and partners IOD
has always been very popular conference with record attendance and lots of
really great activities including New Launches, Technology Sessions, Customer
Sessions, Expert Interactions etc. This year the Advanced Case Management (ACM)
team is striving hard to make this year’s visit extra special with a very strong
presence at IOD.
We have 2 TouchScope Pedestals at
the Expo area where we will be eager to talk with each one of you about our
latest case management offerings; our New Industry Oriented Use Cases, Exciting
Industry Specific Demos & host of other interesting assets – please
leverage and connect with our Case Management experts at ACM Peds in the
conference Expo area to know more about ACM. If you are a customer and would
like to personally talk to me or any of the IBM Executives available at IOD,
please feel free to connect up with your IBM Representative who would help us get
As you are exploring the Expo
Floor you will see over 13 ACM Business Partners who would be exhibiting some
of the superior solutions that they are taking to the market for Case
Management. Additionally, we will be launching a couple of exciting new
solutions, driven by our Case Management technology, in the areas of Enterprise
Investigation Management and Patient Care & Insights for Healthcare. I am
pretty sure that these new case management solutions will transform how our
customers operate and help save them millions!
Furthermore, Case Management is
featured in Executive Sessions and on over 40 Breakout Sessions at IOD
including 7 Customer Sessions where we share our latest solution offerings and
discuss how it could meet your organizational needs.
I would really encourage all of
you reading this to use the IOD Smartsite to
put ACM sessions on your calendar as must do activities. Hope to meet with you
at a bigger, better and exciting Information OnDemand Conference.
by David Jenness, Market Segment Manager, Document Imaging and Capture, IBM
After 15 years of looking after Datacap’s marketing
interests, I was pretty sure that I could no longer be surprised. When it comes
to document capture, it’s easy to feel like you’ve seen it all. Yet, IOD 2012 was filled with surprises – and
the good the kind. Since joining IBM’s
ECM division in 2010, the Datacap product – with its open, rules-driven
architecture – has inspired many, it seems, to extend its capabilities in all
kinds of directions. It was at IOD,
where the extent of all that extensibility became apparent to me.
I had the pleasure of hosting a luncheon at IOD 2012 called
“The Seven Secrets of Success for Capture Engagement.” The idea being that we would invite Datacap
users and prospects to a delicious lunch and then show off seven new things you
can do in the Datacap environment that help our customers delight their
customers. I started asking around about
new Datacap applications and, suddenly, I was wondering how to keep the list to
Within the IBM technical community, our developers had come
up with cool things like integrating Datacap into a Fujitsu network scanner so
that anyone could walk up, push a few buttons and start capturing documents
using the scanner’s touchscreen – even for verification of data. We also demonstrated
how to add new documents into the Datacap Entry-Level product with just a few
clicks – setting up sophisticated document ID and data validations in the
process. And Datacap co-founder and
software architect Noel Kropf acted out the part of a delivery driver –
complete with brown shirt and shorts - who saves his company time to bill by using
Datacap with an iPhone to capture signed delivery documents on the spot.
If demonstrating Mobile Capture was exciting – and it
certainly had our audience of 60 customers, business partners and IBMers
sitting up and taking notice – what got me revved up was seeing what our
business partners had done.
IBM partner Databank showed
an application they designed and installed at a bank to accelerate loan
approvals for customers, which integrated a Fujitsu network scanner, Parascript
advanced handprint recognition, and a real time workflow to enable a regional
manager to support a branch request in minutes.
EDAC Systems, which has
developed several applications with Datacap, demonstrated some enhancements they’ve
made with image processing to improve text recognition – even for handprint –
to enable correspondence tracking, among other uses.
European partner xft showed off its certified connector to SAP, which allows Datacap to “talk” to
SAP in real time – for PO line item reconciliation during the capture process
and facilitates a smooth handoff to SAP of captured data.
Imagine Solutions, IBM’s 2012 Excellence Award winner, showed a live demo of their solution for mortgage processing with Datacap that
leverages IBM Content Classification to correctly identify and classify mortgage
documents in a batch, which is as close to a David Copperfield magic trick as
we had in Las Vegas.
All in all, we showed off 8 solutions at our luncheon and
could have shown another 8 if we had the time. Tritek Solutions has built a
human resources capture solution, Miria Systems has a proven P2P solution, CM Mitchell Consulting has developed
capture solutions for Oracle, and CGI has built a complete
healthcare document management solution with Datacap and Production Imaging
Edition, called Sovera. Furthermore, Magic Lamp Software, Neocol, and R2K have enhancements of their own that would have fit nicely in our lineup of
solutions for “capture engagement.”
For me, the “Seven Secrets of Success” turned out to deliver
unexpected surprises about the creative and technical prowess of the new
“ecosystem” of partners who have taken Datacap in new and interesting
directions. I certainly did not list all the enhancements available in this
short report and I can only imagine what new solutions are being put together
But as they say, “surprise me.”