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Software financing

Help clients acquire IT software solutions

Financing support


  • GOimage.

    Getting started with IBM Global Financing

    Winning with financing in 3 easy steps Learn more

  • NEW! Rapid Financing mobile app

    NEW! Rapid Financing mobile app

    Our new Rapid Financing mobile app lets you include financing options in your client deals quickly and easily while on the road.
    Learn more

  • Distributor Financing Portal

    Distributor Financing Portal

    Get a quick start to understand the benefits of financing Learn more

  • Affordable financing for advanced technologies

    Financing advanced technologies – Cloud mobile social and more

    Learn more


In an IT landscape increasingly dominated by cloud, analytics, mobile and social platforms, innovative software from IBM can help your clients thrive. IBM Global Financing makes it easier for IBM Business Partners to help credit-qualified clients acquire this powerful new software. In addition, you can also finance third-party software and services, including your own services. In many cases, no hardware purchase is required.

Client financing benefits include simple contracts, flexible structures and highly competitive rates, including 0% interest loans and fair market value (FMV) leases for IBM PureSystems and other IBM software appliances. Financing can help you sell more and win more often. It’s easier than ever with our Rapid FinancingTM mobile app with financing on the go in minutes.

Take the next step
  1. Learn how financing increases software sales
  2. Get started today and download the Rapid Financing app to create planning quotes quickly, get credit approved upfront and access financing contracts for your clients in minutes
  3. Questions? Contact your local IBM Global Financing representative today.


0% financing for IBM software

Reduce the total cost of operation with no interest on IBM Software while preserving your client’s cash flow and other lines of credit. Competitve rates are available for 24 to 60 month terms.

Payment options include:

FMV Leasing

Fair market value (FMV) leasing makes it even easier for clients to acquire IBM PureSystems and other IBM appliances by lowering the total cost of ownership.

  • Leverage residual value to drive savings compared to outright purchase
  • Simplify asset management and disposal
  • Supported appliances can be found here

Legal notes:

IBM Global Financing offerings are provided through IBM Credit LLC in the United States and other IBM subsidiaries and divisions worldwide to qualified commercial and government customers. Rates are based on a customer’s credit rating, financing terms, offering type, equipment type and options, and may vary by country. Other restrictions may apply. Rates and offerings are subject to change, extension or withdrawal without notice.

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