Let IBM Global Financing help
you turn up-front costs into low
monthly payments
Leading organizations of all sizes have applied smarter computing concepts to reduce deployment times and improve performance. These organizations rely on IBM systems -- the servers, storage and software that form the core of their enterprise IT infrastructure.
Accelerate your client’s move to smarter computing
IBM Global Financing can help your clients accelerate their move to smarter computing and enterprise systems with affordable and customized funding options that help deliver budget predictability and improved cash flow. In fact, a Fair Market Value (FMV) Lease can lower your client’s IT acquisition costs up to 16 percent when compared to an outright purchase1. And they can renew, return or extend their lease at the end of the term.
Let IBM Global financing help your clients turn up-front costs into low monthly payments without an up-front cash outlay and help them:
- Preserve capital and credit lines for strategic operations and other revenue-generating initiatives.
- Better align IT costs to expected benefits with predictable monthly payments that help manage risk over a fixed term.
- Effectively manage your IT lifecycle and reduce operational costs.
- Keep up with the latest technology with planned IT refreshes at end of lease.
- Reduce end-of-life IT disposal worries with equipment removal at end of lease.
- Expand and upgrade at mid- or end of lease, often with little or no increase in monthly payments.
Business Partner benefits
By providing your clients the benefits of financing through IBM Global Financing, you’ll be able to:
- Open up opportunities for larger deals since your clients will have more purchasing power.
- Strengthen client relationships. Clients that finance tend to become repeat customers.
- Eliminate credit risk. IBM Global Financing will handle all credit approvals and assume the risk of collection.
- Reduce pressure to discount as clients can obtain solutions through affordable monthly payments.
- Reduce your Days Sales Outstanding (DSO). IBM Global Financing will pay you in an average of five days vs. 60 – 90 days in which your clients pay you. This puts more operating cash into your business.
- Earn commission incentives when clients finance eligible transactions.
IBM Global Financing also can finance consulting and migration services —from IBM, Business Partners and third-party vendors. Additionally, our programs for buy-back of old equipment can their transition to IBM systems.
Literature and links
The following literature and links provide additional information on these benefits and how IBM Global Financing can best work for you:
- Smarter Computing client facing web page
- Get a payment estimate: Payment calculators
- Get credit approval, quotes and contracts: Rapid Financing® tool
- Getting Started with IBM Global Financing for business partners
- Contact IBM Global Financing
1. Represents Net Present Value savings over a 36 month period for an IT infrastructure Fair Market Value lease, "best credit" customer. Current IBM Global Financing monthly rates for IBM hardware used to calculate present value savings. Savings can vary according to hardware platform.
IBM Global Financing offerings are provided through IBM Credit LLC in the United States and other IBM subsidiaries and divisions worldwide to qualified commercial and government clients. Rates and availability are based on a client’s credit rating, financing terms, offering type, equipment and product type and options, and may vary by country. Non-hardware items must be one-time, non-recurring charges and are financed by means of loans. Other restrictions may apply. Rates and offerings are subject to change, extension or withdrawal without notice and may not be available in all countries.
