IBM Global Financing Bonus Lease Rates

Recent federal tax legislation extended the Bonus Depreciation provisions to encourage business investment in equipment. In response, IBM Global Financing is helping companies with Bonus Lease Rates and flexible options that can help your clients acquire the IT hardware solution they need today!

IBM Bonus Lease Rates are available on terms from 24 to 60 months. And like all our fair market value (FMV) leases, clients get the added advantages of affordable monthly payments, protection from technology obsolescence, and flexible options at end of lease.

Other options include one-, two- or three-month deferrals -- ideal if clients are operating under current budget constraints but still want to implement their IT solution during this quarter. Or offer a step payment, to better match payments to anticipated cash flow.

Financial: Rising global energy costs / Shrinking IT budgets / IT needs to support business growth

• How does your client currently fund their IT acquisitions?
• Does your client need flexible terms, designed to meet budget requirements?
• Does your client have another part of your business that would give them a greater return than an investment in technology?
• Clarify your client's business needs and pain points for energy efficiency for both facilities and IT equipment
• Validate funding and executive owner
• Does your client need help acquiring IBM and non-IBM IT solutions - - hardware, software and services?

• Leasing reduces risk and provides a hedge against technology obsolescence
• Leasing offers payment and term flexibility tailored to match either project or revenue-generation milestones
• Leasing preserves cash and credit lines for more strategic investments such as facilities expansion, increased research and development, sales force expansion or receivables financing
• Leasing enables more acquisitions within their current budget
• Leasing accelerates implementation of economically attractive new technologies
• Leasing reduces total cost of ownership and improves price-performance
• Leasing improves key financial measurements such as return on assets or debt-to-equity ratios

A proactive corporate IT policy is now an essential part of any company's overall business strategy. Customizable solutions from IBM Global Financing can form the foundation of a cohesive technology management strategy that can help optimize space, maximize cash flow, reduce the total cost of operation and maintain your client's competitive edge.

IBM Global Financing Fee plan:

• Business Partner financing incentives

IBM Global Financing Bonus Lease Rates

The Federal government is extending the Bonus Depreciation provisions to encourage business investment in equipment. IT budgets are under close scrutiny and CFOs want a lower cost of ownership and a fast return on investment. IBM Global Financing is helping companies with Bonus Lease Rates and flexible options that can help your clients acquire the IT hardware solution they need today!

• Financing transaction sizes as low as $5,000 in the United States.
• Available on standard true lease structure for credit qualified clients.
• These leases are usually quoted with a term from 24 to 60 months with a fair market value purchase option at the end of the lease.
• Valid for new IBM and non IBM equipment.
• Valid for companies with at least 10 employees.

• How do you currently fund your IT acquisitions?
• Are you aware that IBM Global Financing offers attractive financing rates and allows you to upgrade mid-lease?
• Do you know that leasing provides you with the flexibility to return, renew, extend or purchase your equipment at the end of your lease?
• Have you heard that IBM Global Financing provides complete financing for IBM and non-IBM IT solutions hardware, software and services? Perhaps you would like to consider including additional projects to a lease proposal
• Are you familiar with our flexible terms, designed to meet your budget requirements?
• Is there another part of your business that would give you a greater return than an investment in technology?
• Do you know that leasing allows for environmentally friendly disposal and data security when the asset is returned at end of lease?
• Do you realize that upon transition to a new IT solution, you can sell or dispose of your obsolete or excess IT equipment to IBM Global Financing?
• Would you like to discuss your financial and budgeting objectives with our IBM Global Financing team?

Will RoF automatically price with these rates?

• Yes.

Does this offering only apply to FMV leases?

• This offering applies solely to B and G.

Can I tell a client that IGF is passing on the depreciation benefit with lower rates?

• No we need to be careful not to make claims or leave a client with the impression that we are passing on the depreciation benefit. Depreciation benefits can vary in certain cases and a misrepresentation of this can be problematic.

Do I need to become an expert on financing to sell this?

• No, after you've introduced the concept, then contact your IBM Global Financing representative to advance the opportunity.

What are the major benefits to promote with a client?

• Competitive rates
• Flexibility to return, renew, extend or purchase your equipment at the end of your lease
• Environmentally friendly disposal and data security when the asset is returned at end of lease
• Client can sell or dispose of their obsolete or excess IT equipment with IBM Global Financing

What channels does this apply to?

• All routes

• Find an IBM Global Financing rep
• How IT Financing from IBM Global Financing can help your clients
• How IT Financing from IBM Global Financing can help your business
• The benefits of leasing vs. purchasing: A primer for reluctant clients
• Financial glossary