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Financing

Payables Financing

For qualified IBM suppliers, we can help improve your cash flow!

Trade Payables Program


Trade Payables Program

Get money faster for your IBM accounts receivable
With the Trade Payables Program from IBM Global Financing, qualified IBM Business Partners can get paid on their IBM accounts in as little as 15 days, instead of according to your normal terms. It's an easy way to improve cash flow without having to increase bank borrowing.

The Trade Payables Program has many of the benefits of a conventional factoring program, but at a fraction of the cost. IBM Global Financing finances the receivables on a non-recourse basis, and remits up to 100 percent of the receivable amount to you, minus our discount fee, which is determined by how quickly you want to receive your funds. IBM Global Financing handles all collection activity according to the normal terms you extend to IBM (excluding any disputed items), and IBM remits their payments directly to IBM Global Financing to clear the outstanding receivable.

It's a great way to get all your money -- without any hassle -- within 15 days of billing!

Eligibility requirements:
Available only to qualified IBM suppliers in the United States and Canada.

For more information:
To learn more, contact your IBM Global Financing representative.

IBM Global Financing offerings are provided through IBM Credit LLC in the United States and other IBM subsidiaries and divisions worldwide to qualified commercial and government clients. Rates and availability are based on a client’s credit rating, financing terms, offering type, equipment type and options, and may vary by country. Some offerings are not available in certain countries. Other restrictions may apply. Rates and offerings are subject to change, extension or withdrawal without notice.