<p><b>PaymentCardXpress (PCX)</b> is a payment card solution that targets users of IBM's POWER 7 and 8 platforms running Linux, AIX  or native IBM i. It supports WebSphere, Apache Tomcat, DB2, MySQL, and SQL Server (Windows platforms only).  It implements Elavon's PA DSS certified Fusebox and Simplify gateways. <b>PCX</p> does not capture, store, process, or transport the primary account number (PCX). It is "Out-of-Scope" for PCI DSS.  PCX supports EMV, tokenization and TLSv1.2 NOW! It can be deployed on the users system or to a public or private cloud.</p>

<p><b>PCX</p> supports many integration options including a web service, a file server, and an iSeries' data queue interface. The web service interface supports requests formatted using name/value pairs or XML. The iSeries' data queue interface supports requests formatted using XML.</p>.

<p><b>PCX</p> sends payment card transactions directly to Elavon bypassing all 3rd party processors. It has been certified by Elavon and supports the e-Commerce, Retail and Mail Order/Telephone Order (MOTO) market segments.  It supports many security options including 128-bit AES encryption, 256-bit AES encryption, MD5 message digests, AVS and CVV2.</p>

<p><b>PCX</p> Has been validated on POWER 8 platforms running Linux, AIX, and IBM i with Java 1.8 installed.</p>


Business information

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  • Functional details


    A solution that:


    <li>Supports EMV, tokenization, and TLSv1.2.</li>

    <li>Install on users system or to public or private cloud.</li>

    <li>Does not capture, store, process or transport the PAN or sensitive card date!.</li>

    <li>"Out-of-scope" for PCI DSS.</li>

    <li>IBM POWER 7 and 8 verified/validated.</li>

    <li>Supports Linux, AIX or IBM i on POWER 7 or 8.</li>

    <li>Elavon certified  for Retail, eCommerce, and MOTO market segments.</li>

    <li>Cuts out all 3rd party middlemen.</li>


  • Business problem

    Affordable, platform of choice, database of choice, no per transaction fees charged by solution provider, no limits on the number of transactions the using organization can run, and with the flexibility to be installed on the users in-house system or to a public or private cloud. no requirement for the using organization to store sensitive card data in a public or private cloud!

  • Business opportunity

    <p>MasterCard and Visa have taken the lead in releasing new regulations that will have a major, game changing, impact on the payment card industry. Game changing for the following reasons:</p>


    <li>These changes will impact all merchants accepting credit or debit cards!</li>

    <li>For merchants using point-of-sale (POS) devices it requires at minimum, POS hardware upgrades and changes to their payment software.</li>

    <li>For merchant doing eCommerce and mail order telephone order (MOTO) it will require changes to their payment solution.</li>

    <li>Note that the above changes are so significant that it is forcing some software providers to drop support of their payment solution.</li>

    <li>There is a deadline for implementation. For most merchants, this deadline is 10/01/15.</li>

    <li>Merchants that ignore the mandate to implement these new technologies, face significant penalties.</li>



    These new technologies are called EMV (EuroPay, MasterCard and Visa) and tokenization. When adopted, these new technologies will significantly reduce using organization's exposure to fraud and identity theft. They also have the potential to significantly reduce their PCI DSS cost, and resource requirements. PaymentCardXpress will reduce the merchant's risk of compromise, and their cost of maintaining PCI DSS compliance. 



  • Return on investment

    PaymentCardXpress is an affordable payment solution that may enable the using organization to be "out-of-scope" for PCI-DSS, lower the skills and resources they require to maintain PCI-DSS compliance, and reduce their risk of system compromise.

  • Competitive advantage


    A solution that is:


    <li>EMV support NOW not next year.</li>

    <li>Tokenization NOW!.</li>

    <li>TLSv1.2 NOW!.</li>

    <li>Cloud or NO cloud!.</li>

    <li>Supports the merchants platform of choice.</li>

    <li>Supports the merchants database of choice.</li>

    <li>Bypasses 3rd party fees, security issues, performance issues, and reliability issues.</li>

    <li>Certified for IBM POWER 7 and 8 platforms.</li>

    <li>Certified by Elavon.</li>

    <li>Many integration options.></li>

    <li>Many security options.></li>

    <li>NO CFXWorks' transaction fees or limits on the number of transaction.></li>


  • Industries

    Cross Industry
    Financial Markets Industry
    Government, State/Provincial/Local Industry
    Retail Industry
    Wholesale Distribution & Services Industry

  • Customer size

    Very Small Business (Less than 50 employees)
    Small Business (50 to 99 employees)
    Midmarket Business (100 to 499 employees)
    Midmarket Business (500 to 1000 employees)
    Large Business (greater than 1000 employees)

  • Languages supported


  • Countries/regions available for distribution

    Canada , United States

Technical information

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  • Hardware/OS platforms

       Dell servers
       IBM Systems: Power
    IBM i 7.3
       IBM Systems: Power
    AIX 7.2
       IBM Systems: Power

Date last modified:    Jan 10, 2018


Contact information

Al Nickles


303 Arbor Green Ln.
Alpharetta, GA 30004
United States

+1 678 4550952

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