eICBA™ Banking System - Deposit Management System 10.0

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eICBA Deposit Management System is an integrated real time system that provides a full and total solution of deposit banking operation. eICBA suite of deposits modules are made up of the following modules: Savings Account, Current Account, Fixed Deposit and Time Deposit. The universal teller system embedded within the solution enables financial institute to provide prompt customer service and handle the demand of increasingly complex banking transactions. eICBA Deposit Management System adopts the multi-centric approach that provides the flexibility to dynamically define the attributes of any product offering, as well as the methods of operation and system utilization. The dynamic workflow engine embedded with business rules is able to track the completeness of account opening process, approval process, overriding framework and other mandatory activities. With the Multiple Scheme Concept for various calculation, system now allows multiple Deposit Interest Rate; Service Charge and Tax Scheme Codes can also be defined for different privilege customers, staff and other special promotional events. The highly automated solution and dynamic framework will help to improve the resource productivity and driving the operation staffs to focus on more profitable consulting and strategic role.

Business information

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Functional details

• System Administration and Setup Component • Robust Product Setup and Maintenance • Configurable Work-flow and Routing Mechanism • Solid Event Management Component • Total Customer Group Exposure Browser • Content Management • Streamlined Straight Through Deposit Transactions • Sophisticated Interest and Bonus Rate Framework • Standard Service Charge Framework • Robust Tax and Zakat Computation Framework • Work-flow Driven Account Opening • Comprehensive Account Maintenance • Extensive Certificate Detail Management Framework • Comprehensive Instruments Inventory Control Management • Extensive Account Memo • Special Adjustment Framework • Comprehensive Cheque Management
Business problem
- Lack of dynamic system architecture to support financial institutes in delivering innovative product packaging and customer focused services
- Manual and heterogeneous systems cause data integrity issues and processing accuracy issues
- Lack of automatic business processes to address the increasing competitive environment where customers have high expectations on accessing new investment products and swiftness of customer services
Business opportunity

eICBA Deposit Management System is an integrated real time system that provides a full and total solution of deposit banking operation. eICBA suite of deposits modules are made up of the following modules: Savings Account, Current Account, Fixed Deposit and Time Deposit. The universal teller system embedded within the solution enables financial institute to provide prompt customer service and handle the demand of increasingly complex banking transactions. eICBA Deposit Management System adopts the multi-centric approach that provides the flexibility to dynamically define the attributes of any product offering, as well as the methods of operation and system utilization. The dynamic workflow engine embedded with business rules is able to track the completeness of account opening process, approval process, overriding framework and other mandatory activities. With the Multiple Scheme Concept for various calculation, system now allows multiple Deposit Interest Rate; Service Charge and Tax Scheme Codes can also be defined for different privilege customers, staff and other special promotional events. The highly automated solution and dynamic framework will help to improve the resource productivity and driving the operation staffs to focus on more profitable consulting and strategic role.
Competitive advantage

eICBA Deposit Management System (DMS) is an integrated real-time system that provides a comprehensive deposit banking operation solution. Universal teller system embedded within enables financial institute to provide prompt customer service and handle increasingly complex banking transactions. eICBA DMS provides the flexibility to dynamically define the attributes of any product offering, as well as the methods of operation and system utilization. The dynamic work-flow engine embedded with business rules is able to track the completeness of account opening process, approval process, overriding framework and other mandatory activities. With the Multiple Scheme Concept for various calculation, system now allows multiple Deposit Interest Rate; Service Charge and Tax Scheme Codes can also be defined for different privilege customers, staff and other special promotional events.
Industries

Banking Industry
Solution areas

Financial Services/Banking
Customer size

Very Small Business (Less than 50 employees)
Small Business (50 to 99 employees)
Midmarket Business (100 to 499 employees)
Midmarket Business (500 to 1000 employees)
Large Business (greater than 1000 employees)
Languages supported

Arabic
Chinese (Simplified)
English
Countries/regions available for distribution

Africa

Asia Pacific

Europe

Middle East

Other

Technical information

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Hardware/OS platforms

Windows Server 2003
   System x
AIX 6.1
   IBM Systems: System p
RHEL5
   Hewlett-Packard servers (incl. Compaq)
   Sun Microsystems servers
   Dell servers
   IBM Systems: System z
   IBM Systems: System p
   System x
   IBM Systems: Power
Windows Server 2008 (inclusive)
   IBM BladeCenter HSxx (Intel processor-based)
   System x
Services

IBM Application Security Services
IBM Implementation Services for System x
IBM Software Support Services
IBM Solution Support Services
Business Solutions: Financial Management
Consulting
Education & Training
Hardware & Software Support Services
Services: Application Implementation
Services: Application Management
Services: Custom Application Development
Services: Integration
Small & Medium Business Solutions
Other Services
Software

IBM Information Management
   Information Management
      DB2 Enterprise Server Edition
      DB2 for Linux, UNIX and Windows
      DB2 Universal Database for Linux
      DB2 Workgroup Server Edition
IBM Rational
   Rational
      Rational Application Developer for WebSphere Software
IBM WebSphere
   WebSphere
      WebSphere Application Server
      WebSphere Application Server Network Deployment
Non-IBM Software
   Other Relational Databases Products