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eICBA™ Banking System - Credit Management System 10.0

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eICBA Credit Management System (CMS) is a one stop solution fully automated to streamline the management of credit operations in financial institutions. This unique solution has the flexibility to cater to the business needs of Consumer and Commercial banking, Conventional and Islamic banking, as well as Individual and Business Credit Financing respectively. eICBA CMS is built using the latest technologies, incorporating business rule and workflow engine. This enables the solution to adapt to the endless business changes and dynamic banking environment. The flexibility is further enhanced with the concept of dataset which is applied throughout the system. Dataset allows addition, alteration and deletion of fields in the functions without the need of changing source codes. Apart from the flexibility, the rich functionalities in eICBA CMS go a long way in assisting the bank to improve its effectiveness and efficiency in credit management and operations. In a nutshell, eICBA CMS is engineered with competitive advantage in mind for the bank to leverage on.

Business information

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  • + Functional details

    • System Administration and Setup Component providing extensive system parametrized control and robust administration • Robust Product Setup and Maintenance • Configurable Work-flow and Routing Mechanism • Solid Event Management • Dynamic Data-set Concept enables on-the-fly implementation of new information • Total Customer Group Exposure Browser • Content Management • Flexible Drawdown Framework • Sophisticated Financing Pricing Framework • Comprehensive Account Maintenance • Streamlined and accurate Straight through Credit Transactions Processing • Impairments & FRS Assessment that complies with FRS139 • Special Adjustment Framework • Collateral Management

  • + Business problem

    • Rigidness of existing system leads to failure to compete in the market
    • Manual and heterogeneous systems cause data integrity issues
    • Non-compliance to regulatory and central bank requirements
    • Lack of security control and governance which may lead to fraud cases

  • + Business opportunity

    eICBA Credit Management System (CMS) is a one stop solution fully automated to streamline the management of credit operations in financial institutions. This unique solution has the flexibility to cater to the business needs of Consumer and Commercial banking, Conventional and Islamic banking, as well as Individual and Business Credit Financing respectively. eICBA CMS is built using the latest technologies, incorporating business rule and workflow engine. This enables the solution to adapt to the endless business changes and dynamic banking environment. The flexibility is further enhanced with the concept of dataset which is applied throughout the system. Dataset allows addition, alteration and deletion of fields in the functions without the need of changing source codes. Apart from the flexibility, the rich functionalities in eICBA CMS go a long way in assisting the bank to improve its effectiveness and efficiency in credit management and operations. In a nutshell, eICBA CMS is engineered with competitive advantage in mind for the bank to leverage on.

  • + Competitive advantage

    eICBA Loans Origination System is a one-stop fully automated solution that streamlines credit application work-flows in financial institutions. The solution is very flexible yet fully integrated to suit the business needs of Consumer & Commercial banking, Conventional & Islamic banking, as well as Individual & Business Credit Financing. It's architecturally built on a work-flow engine embedded with business rules that accommodate simple to complex process flows of credit application. Highly configurable data-sets enable the system to easily comply with any standards or regulations. The straight through processing from Prospect to Post Disbursement activities is highly efficient and scalable. With the built-in integration adapters for online and batch interfaces, users can access information from various sources easily for risk assessment, decision making and performance management.

  • + Industries

    Banking Industry

  • + Solution areas

    Financial Services/Banking

  • + Customer size

    Very Small Business (Less than 50 employees)
    Small Business (50 to 99 employees)
    Midmarket Business (100 to 499 employees)
    Midmarket Business (500 to 1000 employees)
    Large Business (greater than 1000 employees)

  • + Languages supported

    Arabic
    Chinese (Simplified)
    English

  • + Countries/regions available for distribution

Technical information

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  • + Hardware/OS platforms

    Windows Server 2003
       System x
    AIX 6.1
       IBM Systems: System p
    RHEL5
       Hewlett-Packard servers (incl. Compaq)
       Sun Microsystems servers
       Dell servers
       IBM Systems: System z
       IBM Systems: System p
       System x
       IBM Systems: Power
    Windows Server 2008 (inclusive)
       IBM BladeCenter HSxx (Intel processor-based)
       System x

  • + Services

    IBM Application Security Services
    IBM Implementation Services for System x
    IBM Software Support Services
    IBM Solution Support Services
    Business Solutions: Financial Management
    Consulting
    Education & Training
    Hardware & Software Support Services
    Services: Application Implementation
    Services: Application Management
    Services: Custom Application Development
    Services: Integration
    Small & Medium Business Solutions
    Other Services

  • + Software

    IBM Information Management
       Information Management
          DB2 Enterprise Server Edition
          DB2 for Linux, UNIX and Windows
          DB2 Universal Database for Linux
          DB2 Workgroup Server Edition
    IBM Rational
       Rational
          Rational Application Developer for WebSphere Software
    IBM WebSphere
       WebSphere
          WebSphere Application Server
          WebSphere Application Server Network Deployment
    Non-IBM Software
       Other Relational Databases Products


Date last modified:    Dec 3, 2012


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Contact information

Mr Chuah Wan Hui
+60378766666

Company

INFOPRO SDN BHD
Block B3 Level 8, 9 Jalan PJS 8/9
Leisure Commerce Square,
Petaling Jaya, Selangor 46150
Malaysia

+60 3 78766666

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