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Fundamo Enterprise Edition 5.7.0

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Fundamo Enterprise Edition provides an enabling platform through which Mobile Network Operators, Banks and Financial service providers can offer financial services to end users that they can access through multiple access channels. It provides an interoperable platform with connectivity to the financial ecosystem, other enterprise systems and various end user access channels like STK, Smartphone applications, SMS, USSD, IVR, WAP, Internet and Card through a set of generic real-time or batch interfaces.

Through configuration and client specific integration extensions, a unique end to end solution can be provided to satisfy various business needs. Configuration provides for the rapid deployment of the platform in multiple different countries with different regulatory requirements, multiple currencies and multiple languages. KYC attributes and their business rules can be configured dynamically. New products aimed at specific market segments of end users can be configured to each contain their own set of services, channels, limits, fees and commission.

The Fundamo platform provides account management, real-time transaction processing, pre-paid and debit card issuing, client data management, front office and back office functionality that can be deployed as a basic core banking platform or in addition to an existing core banking platform.

It also has a compliance module that provides risk management, AML and business analytic functionality to the platform owner.

Business information

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  • + Functional details

    End user Functionality Supported:

    • Load & Unload of mobile account
    • Account Queries
    • Pay Beneficiaries
    • Payments to other mobile wallets or external bank accounts
    • Account Transfers
    • Balance Change Notifications
    • Authorisation of Payment requests
    • International Remittance: GCash , Western Union
    • Token based cash to cash
    • Bill and Utility Payments
    • Ecommerce payment
    • PIN Changes

    Core Banking Capabilities:

    • Product, Client and Agent Management
    • Pricing & Commission
    • Risk Management
    • Reconciliation & Settlement
    • Front & Back office Admin

  • + Business problem

    Extending Financial Inclusion to the Unbanked

    Reducing time-to-market

    Reducing Cost

    Reducing Risk

    Reduce dependency on scarce-skill in-house resources

    Reduce the risks associated with maintenance and upgrades of technology using future proofed technologies

    Embracing the Evolution of Mobile Financial Services

  • + Business opportunity

    Mobile Payments Platform

    • High volume transactions
    • Regional payments
    • Regional & local remittances
    • Micro-payments

    Shared Service Platform

    • Banks
    • Mobile Network Operators
    • Consumer Brands
    • Hosted technologies SAAS, IAAS, Cloud

    White Label Platform

    • Mobile consumer accounts
    • Pre-paid accounts
    • E-money accounts

    Core Mobile Banking Platform

    • Mobile optimised
    • Account activation
    • Transaction processing
    • Account administration

    Scalable platform

    • Multi-tenant
    • Multi-brand
    • Multi-product
    • Speed to market configuration

  • + Return on investment

    Increased wallet share with some clients seeing an increase in average account balances of up to 30%.

    Consolidation of channels with a single platform processing transactions and storing client and transactional data reduces the cost of ownership.

    Creating new services through configuration rather than changing code reduces cost and risk.

    Increased ARPU for Telco's and reduced churn.

  • + Competitive advantage

    Fundamo Enterprise Edition is a highly scalable, flexible, inter operable, real-time system. It is the leader in the number of mobile financial service deployments in the world with a number of client installations operating more than a million accounts. We have 10 years of experience in this industry with a proven and repeatable recipe for the complete program management of deployments in this space.

    Speed of deployment and time to market: Our enterprise platform has recently been deployed at a client within 4 weeks from the initial install to being commercially live. This results in reduced cost of ownership and risk associated with the deployment for the platform owner.

    It is a multi-tenant, multi-currency, multi-language, multi-account platform that can provide mobile financial services to end users that belong to different mobile networks and have different handset models.

  • + Industries

    Banking Industry
    Telecommunications Industry

  • + Solution areas

    Financial Services/Banking
       Enterprise Payment Platform (Back Office/Payments)

  • + Customer size

    Midmarket Business (100 to 499 employees)
    Midmarket Business (500 to 1000 employees)
    Large Business (greater than 1000 employees)

  • + Languages supported


  • + Countries/regions available for distribution

    Benin , Botswana , Cameroon , Côte d'Ivoire , Ghana , Guinea-Bissau , Morocco , Mozambique , Nigeria , Rwanda , South Africa , Uganda , Zambia , Zimbabwe

    Bangladesh , Indonesia , Philippines

    Bahrain , Pakistan , Qatar


Technical information

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  • + Hardware/OS platforms

    AIX 6.1
       IBM Systems: Power
    AIX 7.1
       IBM Systems: Power

  • + Services

    Site & Connectivity Services

  • + Software

    IBM Information Management
       Information Management
          DB2 for Linux, UNIX and Windows
    IBM WebSphere
          PureApplication System
          WebSphere Application Server Network Deployment
          WebSphere MQ

  • + Storage devices

    Network Attached Storage
       IBM System Storage N series

Date last modified:    Dec 12, 2013

Contact information

Debra Ogilvie or Shanee Adams
+27 21 9707662


Fundamo (Pty) Ltd
12 Plein Street
Cape Town, Western Cape 7550
South Africa

+27 21 970 7600

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