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ID#: 43105

Solution name:        

Intellect Cards 10.2

Solution description:

Integrated Consumer Credit & Debit Product for Banks & Retailers

Solution web page: 

Comprehensive Payment Cards Management Product offering capabilities for Product Management, Customer Acquisition, Account life-cycle Management, Transaction Authorization, Billing & Statements, Customer Services & Dispute management, Interchange Settlement , GL & Reports, Merchant Account life-cycle management, Fraud Management, Loyalty Management, Customer Service & Debt Management. Intellect Cards – an Overview: - A highly flexible and a parametrized system supporting multi-card products (Credit, Debit, Corporate, Prepaid, Chip Cards and Retail Cards) on a single platform - Supports Multiple Organizations, Multiple Biz models , Multiple Languages, Multiple Currency & Multiple Time zones - Fully EMV compliant system supporting M Chip 4 and VSDC 1.4.1 series along with CPA specifications - Multi-level merchant hierarchy with parameterized commission & discount options - Built on modular architecture enabling assortment of modules relevant for the clients business - Performance benchmarked application to support volumes of over 10 million cards, 12 million transactions and 1000+ concurrent users - Platforms agile technology design ensures unique customer experience, flexibility, cost-effectiveness, ability to scale, reliability, and localized for both Issuing and Acquiring business

Business information

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  • + Functional details

    1. Issuing 2. Acquiring 3. Origination (Customer Acquisition) 4. Delinquency Management 5. Loyalty 6. FEWS (Fraud Early Warning System) EMV compliant and supports VISA/ MASTER

  • + Competitive advantage

    Key Differentiators: •A highly flexible and a parametrized system supporting multi-card products (Credit, Debit, Corporate, Prepaid, Chip Cards and Retail Cards) on a single platform •Performance bench-marked application to support volumes of over 10 million cards, 12 million transactions and 1000+ concurrent users •Built on modular architecture enabling assortment of modules relevant for the clients business •Platforms agile technology design ensures unique customer experience, flexibility, cost-effectiveness, ability to scale, reliability, and localized for both Issuing and Acquiring business. •An end-to-end system with multi-organization, multi-language, multi-currency and multi-timezone capability

  • + Industries

    Banking Industry

  • + Solution areas

    Financial Services/Banking
       Other

  • + Customer size

    Midmarket Business (500 to 1000 employees)
    Large Business (greater than 1000 employees)

  • + Languages supported

    English
    Spanish; Castilian

  • + Countries/regions available for distribution

    Chile

    India

Technical information

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  • + Hardware/OS platforms

    AIX 5.3
       IBM Systems: System p
    Solaris (SUN)
       Sun Microsystems servers
    RHEL5
       IBM Systems: System z

  • + Services

    IBM Implementation Services for System z

  • + Software

    IBM WebSphere
       WebSphere
          WebSphere Application Server

  • + Storage devices

    Disk Storage Systems
       IBM System Storage DS4000 family (formerly FAStT)


Date last modified:    Oct 29, 2012


Contact information

Segar.D
+91-9884046194

Company

Polaris Financial Technology Limited
'Polaris House', Carex Center
244, Anna Salai,
Chennai, Tamil Nadu 600006
India

+91 44 39874000

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