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eICBA™ Banking System - Loan Origination System 10.0

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eICBA Loans Origination System (LOS) is a one stop solution fully automated to streamline credit application work-flows in the financial institutions. This unique solution is very flexible yet fully integrated to suit the business needs of Consumer and Commercial banking, Conventional and Islamic banking, as well as Individual and Business Credit Financing respectively. The core architecture of eICBA LOS is built on a work-flow engine embedded with business rules that are able to accommodate from simple to complex process flows of credit application. The highly configurable data-sets enable the system to easily comply with any standards or regulations. There are a lot of rich functionalities in this system, covering the aspects of credit origination processing, reporting, monitoring and tracking, document management as well as analytic capabilities. The straight through processing from Prospect to Post Disbursement activities is highly efficient and scalable. With the built-in integration adapters for online and batch interfaces, users can access information from various sources easily for the purpose of risk assessment, decision making and performance management. The solution is built on an agile Service Oriented Architecture (SOA) based framework adopting the latest cutting edge technologies.

Business information

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  • + Functional details

    • Extensive Eligibility and Preliminary Check functionalities to filter unfavorable deals
    • Exposure Retrieval Tool to intelligently forecast total financial capacity of customer
    • Disciplinary Work-flow and Routing Control Function automates credit application operations
    • Comprehensive total Customer Group Exposure Browser
    • Solid Event and Content Management Component
    • Collateral Management Component provides auto tracking of collateral's
    • Agency Portal provides communication channel with external agents
    • Extensive Appraisal Engine enables various evaluation options 
    • Legal Processing Management (Conveyancing) automates legal tasks of transferring ownership of land or building

  • + Business problem

    • Unnecessary cost to process unfavorable deals and invisible in cross selling opportunity
    • Lack of dynamic system architecture and high customization cost in maintaining the system
    • Lack of consistent tracking activities and lead to high manual operation error
    • Lack of comprehensive assessment tools to evaluate customer repayment capability
    • Lack of traceability of legal activities and effective interaction log

  • + Business opportunity

    eICBA Loans Origination System (LOS) is a one stop solution fully automated to streamline credit application work-flows in the financial institutions. This unique solution is very flexible yet fully integrated to suit the business needs of Consumer and Commercial banking, Conventional and Islamic banking, as well as Individual and Business Credit Financing respectively. The core architecture of eICBA LOS is built on a work-flow engine embedded with business rules that are able to accommodate from simple to complex process flows of credit application. The highly configurable data-sets enable the system to easily comply with any standards or regulations. There are a lot of rich functionalities in this system, covering the aspects of credit origination processing, reporting, monitoring and tracking, document management as well as analytic capabilities. The straight through processing from Prospect to Post Disbursement activities is highly efficient and scalable. With the built-in integration adapters for online and batch interfaces, users can access information from various sources easily for the purpose of risk assessment, decision making and performance management. The solution is built on an agile Service Oriented Architecture (SOA) based framework adopting the latest cutting edge technologies.

  • + Competitive advantage

    eICBA Loans Origination System is a one-stop fully automated solution that streamlines credit application work-flows in financial institutions. The solution is very flexible yet fully integrated to suit the business needs of Consumer & Commercial banking, Conventional & Islamic banking, as well as Individual & Business Credit Financing. It's architecturally built on a work-flow engine embedded with business rules that accommodate simple to complex process flows of credit application. Highly configurable data-sets enable the system to easily comply with any standards or regulations. The straight through processing from Prospect to Post Disbursement activities is highly efficient and scalable. With the built-in integration adapters for online and batch interfaces, users can access information from various sources easily for risk assessment, decision making and performance management.

  • + Industries

    Banking Industry

  • + Solution areas

    Financial Services/Banking

  • + Customer size

    Very Small Business (Less than 50 employees)
    Small Business (50 to 99 employees)
    Midmarket Business (100 to 499 employees)
    Midmarket Business (500 to 1000 employees)
    Large Business (greater than 1000 employees)

  • + Languages supported

    Arabic
    Chinese (Simplified)
    English

  • + Countries/regions available for distribution

Technical information

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  • + Hardware/OS platforms

    Windows Server 2003
       IBM Systems: System x
    AIX 6.1
       IBM Systems: System p
    RHEL5
       Hewlett-Packard servers (incl. Compaq)
       Sun Microsystems servers
       Dell servers
       IBM Systems: System z
       IBM Systems: System p
       IBM Systems: System x
       IBM Systems: Power
    Windows Server 2008 (inclusive)
       IBM BladeCenter HSxx (Intel processor-based)
       IBM Systems: System x

  • + Services

    IBM Application Security Services
    IBM Implementation Services for System x
    IBM Software Support Services
    IBM Solution Support Services
    Business Solutions: Financial Management
    Consulting
    Education & Training
    Hardware & Software Support Services
    Services: Application Implementation
    Services: Application Management
    Services: Custom Application Development
    Services: Integration
    Small & Medium Business Solutions
    Other Services

  • + Software

    IBM Information Management
       Information Management
          DB2 Enterprise Server Edition
          DB2 for Linux, UNIX and Windows
          DB2 Universal Database for Linux
          DB2 Workgroup Server Edition
    IBM Rational
       Rational
          Rational Application Developer for WebSphere Software
    IBM WebSphere
       WebSphere
          WebSphere Application Server
          WebSphere Application Server Network Deployment
    Non-IBM Software
       Other Relational Databases Products


Date last modified:    Dec 3, 2012


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Contact information

Mr Chuah Wan Hui
+60378766666

Company

INFOPRO SDN BHD
Block B3 Level 8, 9 Jalan PJS 8/9
Leisure Commerce Square,
Petaling Jaya, Selangor 46150
Malaysia

+60 3 78766666

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