Designed specifically for the System i (iSeries AS/400), and complying with APACS 29/30/70 standards for credit authorisation and payment presentation, EFT/400 is native to System i thus maintaining reliable and trusted links.

EFT/400 operates with major acquires, card issuers and card schemes. It is designed to easily interface to existing order processing systems, operate in stand-alone mode, or act as an application server to either PC or Internet based ordering systems - with card holder present or absent (mail/telephone ordering).

Current security features, AVS (Address Verification) and CV2 (Card Validation) are incorporated for cardholder not present transactions. For card holder present, Chip and Pin processing is used. In the event of line failure, it automatically retries for authorisation.

EFT/400 automatically transmits transactions overnight for payment settlement and receives confirmation from the bank. It can optionally automatically interface to a sales ledger system. It has a comprehensive audit trail. User routines enable seamless incorporation into your systems. Purchasing card processing is optionally available.

The product has ecommerce accreditation.

Chip and Pin compliant.

We have recently introduced the Encryption module to ensure PCI compliance. An additional module for Verified By Visa and MasterCard securecode has also been introduced

Business information

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  • Functional details

    Authorises payments via ISDN, IP, Vodafone Paknet or dialled connection to acquiring bank.

    Funds transfer are submitted overnight as a batch file.

    Chip and Pin connectivity for thin client over IP

  • Business problem

    Card payments Do you take payments over the telephone or Internet?

    Then EFT/400 will give you comfort in knowing that the card details you have taken are valid and the funds are available for you to collect. You are not only ensuring that you get paid but you can also protect the customer with CSV and AVS checking 

    For customer present transactions EFT/400 also enables you to connect the Chip and Pin Device directly to your System i machine over the network

  • Business opportunity

    • Fully electronic authorisation .
    • Easily integrated into existing routines.
    • Saves time.
    • Reduces errors caused by rekeying/copying card details.
    • Can reduce card charges.
    • Has full audit trail.
    • Accredited with all major acquiring banks and card schemes.
    • Meets PCI regulations to encrypt and control access to sensitive data
    • Multi Currency
    • Multi Company
    • Multiple Acquirers

  • Competitive advantage

    • Native to iSeries
    • Competitive pricing
    • Chip and Pin Compliant
    • Built in encryption
    • Networked Chip and Pin Devices
    • Interface not 3X Secure our 3D Secure product for Verified by Visa and MasterCard securecode

  • Industries

    Banking Industry
    Cross Industry
    Financial Markets Industry
    Retail Industry

  • Solution areas

    Cross industry

  • Customer size

    Very Small Business (Less than 50 employees)
    Small Business (50 to 99 employees)
    Midmarket Business (100 to 499 employees)
    Midmarket Business (500 to 1000 employees)
    Large Business (greater than 1000 employees)

  • Languages supported


  • Countries/regions available for distribution

    United Kingdom

Technical information

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  • Hardware/OS platforms

    IBM i
       Other non-IBM servers
    IBM i 6.1
       IBM Systems: Power

  • Services

    Application Enabling Services

  • Software

    IBM Other
       Other Software
          IBM Express Runtime
    IBM WebSphere
          WebSphere Application Server - Express

Date last modified:    Jan 16, 2017

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Contact information

Mr Jeff Holt
+44(0)161 793 4674


3X Software Ltd
379 Chorley Road
Manchester M27 9UQ
United Kingdom

+44 1492 533003

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