PAYware Transact

ID#: 14269

Solution name:	PAYware Transact
Solution description:	PAYware Transact is a highly scalable transaction switch that supports high-volume, multi-threaded transaction processing. PAYware Transact is e-transaction middleware for businesses that process a large volume of payment transactions. Don't let your profits be eaten up by costly per transaction fees when you can integrate this engine application!
Solution web page:	http://www.verifone.com/payment-software/payware-transact.aspx This link will launch a secondary browser

This solution has been verified by IBM

Technical validations

Ready for IBM DB2 database software

Ready for IBM Power Systems Software

Ready for IBM Power Systems Software
OS & Integration
Security
Virtualization

IBM Industry Frameworks

IBM Retail Industry Framework

PAYware Transact is written in Java and designed to process payments on virtually any platform, including Windows®, IBM AIX®, Linux®, IBM OS/400®, IBM OS/390®. It is software for merchants who want to accept credit card, debit cards, checks and EBT (electronic benefits transactions) payments and/or support gift/loyalty/stored value cards. Purchasing card Level II and Level III processing are also supported.

Transactions can be send via async dial, IP over frame relay or SSL over the Internet. It integrates easily with retail, direct marketing, eCommerce, B2B, and other business application. Multiple currencies are supported.

PAYware Transact integrates well with WebSphere and WebSphere Commerce, providing merchants with processor flexibility for best rates and lates regulations enforced by the PCI Council.

Business information

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Functional details

A business that sells products or provides a service can accept payment by credit card, debit card or check immediately from their order entry or POS (point of sale) application. This is accomplished by sending the payment information, for example, credit card number, expiration date and amount to PAYware Transact, which then formats and sends the transaction to a payment processor.
The payment processor sends it on to the issuing bank for approval of the credit card transaction. The response is returned to the user application indicating if the credit card transaction is approved. Subsequently, the sale can be completed via settlement of the transaction, which results in payment to the merchant.
Business problem
- Delayed payment due to time to deliver invoice and receive payment.
- Lost sales due to nonpayment.
- Loss of revenue due to nonpayment for shipped goods.
Business opportunity

Many ERP, direct marketing and eCommerce applications generate an invoice to the buyer for payment of goods and services. This is costly, delays payment by several days to weeks, and often results in nonpayment and lost sales. With PAYware Transact, the merchant can be paid immediately by credit card or check. This results in better cash inflow and reduced loss of sales.
Return on investment
- Get paid faster compared to sending an invoice and waiting for payment by check.
- Reduce loss of sales and revenue due to nonpayment.
- Allows shipping order sooner.
- Makes it easier for your customers to do business with you, resulting in additional business.
Competitive advantage
- Supports many business environments.
- Merchant has a wide choice of payment processors and connection options.
- Designed to qualify for the best interchange rates.
- Enabled for any operating system that supports Java.
- Works with most JDBC enabled databases.
- Designed to reduce fraud.

PAYware Transact has been certified by an independent auditor to be PCI compliant. This means that PAYware Transact protects sensitive credit card information, thus allowing merchants to secure their customers' credit card data from unauthorized access.

Industries

Automotive Industry
   Automotive Suppliers
   Distributors, Importers, Retailers
Consumer Products Industry
Education Industry
   Higher Education
Energy & Utilities Industry
Financial Markets Industry
Government Central/Federal industry
   Finance and Administration
Government, State/Provincial/Local Industry
Healthcare Industry
   Integrated Healthcare Systems / Hospitals
   Physicians / Clinics
Insurance Industry
Media & Entertainment Industry
Professional Services Industry
   Management Consulting
Retail Industry
Travel & Transportation Industry
   Gaming
   Lodging
   Trucking
Wholesale Distribution & Services Industry
   Wholesale - Services

Solution areas

Automotive
   Other
Consumer Products
   Other
Education
   Other
Energy and Utilities
   Other
Financial Markets
   Other
Government
   Other
Healthcare and Pharmaceutical
   Administrative Systems
   Finance and Accounting
   Payer Transaction Services
   Physician Office Automation
      Computerized physician order entry
Insurance
   Other
Media and Entertainment
   Other
Retail
   Self- Service solutions
      Kiosks, ATMs
      Point of Sale
Travel and Transportation
   Other
Wholesale Distribution
   Other
Cross industry
   Business Process Management and Integration
      Other
   Computer Services
      Other
   Customer Relationship Management
      Other
   Digital Media
      Other
   e-Business/e-Commerce
      Billing Systems
      Payments
   Enterprise Resource Planning (a.k.a. Enterprise Application Systems (EAS)
      Other
   On Demand Operating Environment
      Other
   Pervasive and Wireless Computing
      Workforce Mobility
   Professional Services
      Billing management and services
      Other
   Supply Chain Management
      Other
   Surveillance and security
      Other
   System and data management
      Other

Customer size

Very Small Business (Less than 50 employees)
Small Business (50 to 99 employees)
Midmarket Business (100 to 499 employees)
Midmarket Business (500 to 1000 employees)
Large Business (greater than 1000 employees)

Languages supported

English

Countries/regions available for distribution

Americas

Canada , Puerto Rico , United States , Virgin Islands, U.S.

Other

United States Minor Outlying Islands

Technical information

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Hardware/OS platforms

AIX 5.3
   IBM System p (pSeries)
   IBM System i (iSeries)
Linux
   IBM System Cluster 1350
   IBM System Cluster 1600
   IBM eServer OpenPower
   IBM Anyplace Kiosk
   Desktops and Notebooks (all brands, including ThinkPad/ThinkCentre PCs by Lenovo)
   IBM SureOne POS Systems
   IBM SurePOS 4694 system
   IBM SureOne 4614
   IBM SurePOS 300 Series (including Express)
   IBM SurePOS 500 Series (including Express)
   IBM SurePOS 700 series
   Non-IBM Hardware
   Hewlett-Packard servers (incl. Compaq)
   Sequent servers
   Other non-IBM servers
   Fujitsu Siemens servers
   Silicon Graphics Inc (SGI) servers
   Sun Microsystems servers
   Unisys servers
   IBM BladeCenter JSxx (POWER processor-based)
   IBM BladeCenter LSxx (AMD processor-based)
   IBM Workstations
   IBM IntelliStation Pro (Intel and AMD processor-based)
   Dell servers
   IBM System z (Mainframe)
   IBM System p (pSeries)
   IBM System i (iSeries)
   IBM System x (xSeries)
Red Hat Enterprise Linux (RHEL)
   IBM System p (pSeries)
RHEL3
   IBM System z (Mainframe)
SLES8
   IBM System z (Mainframe)
SLES9
   IBM System z (Mainframe)
   IBM System p (pSeries)
   IBM System i (iSeries)
   IBM System x (xSeries)
   IBM Power Systems
Other Linux Distribution
   IBM System z (Mainframe)
   IBM System x (xSeries)
OS/390
   IBM System z (Mainframe)
IBM i or i5/OS
   IBM System i (iSeries)
i5/OS V5R3
   IBM System i (iSeries)
OS/400 V5R2 and R1
   IBM System i (iSeries)
UNIX (non-IBM)
   Non-IBM Hardware
Windows
   Non-IBM Hardware
   Other non-IBM servers
   IBM System x (xSeries)
Windows 2000 Server (inclusive)
   IBM System x (xSeries)
Windows Server 2003 (inclusive)
   Hewlett-Packard servers (incl. Compaq)
   Other non-IBM servers
   Fujitsu Siemens servers
   Sun Microsystems servers
   IBM BladeCenter HSxx (Intel processor-based)
   IBM BladeCenter LSxx (AMD processor-based)
   Dell servers
   IBM System x (xSeries)
Windows XP
   Desktops and Notebooks (all brands, including ThinkPad/ThinkCentre PCs by Lenovo)
   Other non-IBM servers
   IBM Workstations
   IBM IntelliStation Pro (Intel and AMD processor-based)
Other Windows
   Desktops and Notebooks (all brands, including ThinkPad/ThinkCentre PCs by Lenovo)
   Hewlett-Packard servers (incl. Compaq)
   Other non-IBM servers
   Fujitsu Siemens servers
   Sun Microsystems servers
   IBM BladeCenter HSxx (Intel processor-based)
   IBM BladeCenter LSxx (AMD processor-based)
   IBM Workstations
   IBM IntelliStation Pro (Intel and AMD processor-based)
   Dell servers
   IBM System x (xSeries)
z/OS 1.5 and earlier
   IBM System z (Mainframe)
z/VM and VM/ESA
   IBM System z (Mainframe)
RHEL4
   IBM System z (Mainframe)
   IBM System x (xSeries)
z/OS 1.7
   IBM System z (Mainframe)
i 5.4
   IBM System i (iSeries)
z/OS 1.8
   IBM System z (Mainframe)
AIX 6.1
   IBM System p (pSeries)
RHEL5
   IBM Workstations
   IBM System z (Mainframe)
   IBM System p (pSeries)
   IBM System i (iSeries)
   IBM System x (xSeries)
   IBM Power Systems
SLES10
   Desktops and Notebooks (all brands, including ThinkPad/ThinkCentre PCs by Lenovo)
   Hewlett-Packard servers (incl. Compaq)
   Other non-IBM servers
   IBM BladeCenter HSxx (Intel processor-based)
   IBM BladeCenter LSxx (AMD processor-based)
   Dell servers
   IBM System x (xSeries)
z/OS 1.9
   IBM System z (Mainframe)
i 6.1
   IBM System i (iSeries)
   IBM Power Systems
Windows Server 2008 (inclusive)
   IBM BladeCenter HSxx (Intel processor-based)
   IBM System x (xSeries)
i 7.1
   IBM System i (iSeries)
   IBM Power Systems
AIX 7.1
   IBM System p (pSeries)
Services

Application Enabling Services
e-business Services
Industry Leadership Solutions
Small & Medium Business Solutions
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Software

Information Management
   IBM DB2 9 for Linux, UNIX and Windows
   IBM DB2 Enterprise 9
   IBM DB2 Express 9
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Non-IBM Software
   Other Relational Databases Products
Storage devices

Disk Storage Systems
IBM System Storage DS4000 family (formerly FAStT)