Skip to main content

Tab navigation

CreditCardXpress supports the following capabilities:

  • Processes payment card (credit, purchase, debit and gift cards) transactions using Elavon, the third largest payment processor in North America. Elavon is rated the number 1 processing network by MasterCard ® for speed, availability and reliability.
  • Sends transactions directly to Elavon’s servers bypassing 3rd party processors. This eliminates the costs, performance and security issues involved with interacting with 3rd party processors.
  • Implemented consistent with the Payment Card Industries Data Security Standards.

Browser based user interface that supports manual entry of transactions. A buy button interface to integrate the merchant’s shopping cart. A web service interface for use by programmers familiar with HTML or XML.

Supports the following credit card transaction types: SALE, PRE-AUTHORIZATION, FORCE, CREDIT, and VOID. In addition, for debit cards it supports debit card SALE, CREDIT, CASHBACK and INQUIRY. Supports the following batch transaction types: CURRENT, PREVIOUS, PURGE and SETTLEMENT. Supports multiple merchant accounts and multiple Terminal IDs per merchant account. Uses an Identity Access Management (IAM) base to enforce user authentication and authorization.Supports the numerous security and quality control features including AVS, CVV2, 256-bit encryption, message digests, LUHN formula validation, card numbers masking, IBM and Elavon certification.

Business information

Show all   |   Hide all

  • + Functional details

    Credit Card Transaction Types Supported:

    • SALE
    • FORCE
    • CREDIT
    • VOID
    • PSALE
    • DSALE
    • PURGE

    Market Segments Supported:

    • e-Commerce
    • Retail

  • Mail Order Telephone Order

Security Features Supported:

  • 128-bit and 256-bit AES encryption
  • MD5 Digital Signatures
  • Luhn Formula validation
  • Credit Card number masking
  • AVS
  • CVV2

  • Tokens
  • Multiple fraud protection suites
  • + Business problem

    CreditCardXpress provides merchants a payment solution that solution can easily be integrated with their shopping cart and back office systems. It provides a solution that eliminates 3rd party processing fees. It gives the merchant access to detailed transaction data that resides on their systems. It can be hosted on a Windows, Linux, UNIX or iSeries platform.

  • + Business opportunity

    CreditCardXpress provides a solution that securely sends credit card transactions direct to Elavon for processing. By sending transactions direct to Elavon, merchants avoid paying middleman fees and eliminate the middleman as a possible point of failure in the transaction processing network. This enables the merchant to negotiate their fee structure directly with the processor to obtain the most favorable fee structure.

    CreditCardXpress has been certified by both IBM and Elavon. The offering is updated on an ongoing basis in response to changes in Elavon’s gateway specification and to reflect changes in the PCI DSS standards.

    CreditCardXpress is offered as an alternative to having to spend months worth of design, code, test and certification effort required to build and maintain a roll-your-own payment solution.

  • + Return on investment

    • Reduced Cost... an affordable payment card solution built to run on IBM® middleware (WebSphere and DB2®) with no 3rd party processing fees.
    • Improved Security... implemented consistent with PCI DSS to reduce the resources required by the merchant to achieve PCI DSS compliance.
    • Improved Quality Control... certified by Elavon and IBM to reduced the possibility of error and the cost of implementing and maintaining solutions.
    • Reduced Skill Levels... reduced skill level of programmers responsible for implementing and maintaining credit card solutions by providing browser based interface, a drop-in BUY BUTTON and APIs deployed using simple web services.

  • + Competitive advantage

    CreditCardXpress ™ is affordable. reditCardXpress ™ is IBM® and Elavon certified. CreditCardXpress ™ is PCI DSS consistent. CreditCardXpress ™ is built using an Identity Access Management (IAM) base to enforce user authentication and authorization.

    CreditCardXpress ™ has built in reporting capabilities. CreditCardXpress ™ has support for a drop-in BUY BUTTON to integrate a shopping cart. CreditCardXpress ™ has a web services interface that supports a browser based user interface. CreditCardXpress ™ has several API interfaces that support back-office integration. CreditCardXpress ™ is built using IBM’s WebSphere® and DB2®. CreditCardXpress ™ supports two factor authentication for remote users.

  • + Industries

    Banking Industry
       Banking - Global Customer Management
       Banking - Other
    Chemicals & Petroleum Industry
       Chemicals & Life Sciences
    Computer Services Industry
       Prepackaged Software
       System Integration
    Consumer Products Industry
       CP - General Processing
       CP - Household / Health & Beauty
    Education Industry
       Basic/Secondary Education
       Higher Education
    Electronics Industry
       Technology Systems and Microelectronics
    Energy & Utilities Industry
       Combo Electric/Gas
       Electric and Gas Energy Services Traders
    Financial Markets Industry
       Financial Markets - Global Customer Management
    Government Central/Federal industry
       Environ., Transp. & Pub. Works
       Finance and Administration
       Public Safety and Justice
       Social Services
    Government, State/Provincial/Local Industry
       Env/Trans/PubWrks, City/Mun.
       Env/Trans/PubWrks, County/Shire
       Env/Trans/PubWrks, Spec. Dist.
       Env/Trans/PubWrks, State/Prov.
       Fin. & Admin, City/Municipal
       Fin. & Admin, County/Shire
       Fin. & Admin, Special District
       Fin. & Admin, State/Prov./Reg.
       PS & Justice, City/Municipal
       PS & Justice, County/Shire
       PS & Justice, Special District
       PS & Justice, State/Prov./Reg.
       Soc. Services, City/Municipal
       Soc. Services, County/Shire
       Soc. Services, State/Prov/Reg.
    Healthcare Industry
       Alternate Healthcare
       Healthcare Other
       Health Plans / Payors
       Integrated Healthcare Systems / Hospitals
       Physicians / Clinics
    Industrial Products Industry
       Fabrication & Assembly
       Forest Products
    Insurance Industry
       Insurance Carriers - Life & Asset Management (L&AM)
       Insurance Carriers - Property & Casualty (P&C)
       Insurance Intermediaries
       Other Insurance, N.E.C.
    Life Sciences Industry
    Media & Entertainment Industry
    Professional Services Industry
       Business Services
       Legal Services
    Retail Industry
       Retail - Apparel Manufacturing
       Retail - Department Stores
       Retail - Direct Marketing
       Retail - Retail Food
       Retail - Hard Goods
       Retail - Pharmacy/Drug
       Retail - Specialty
    Wholesale Distribution & Services Industry
       Wholesale - Food/Food Svc/Drug
       Wholesale - General Trading Co.
       Wholesale - Non-Durables
       Wholesale - Durables
       Wholesale - Services

  • + Solution areas

    Cross industry
       Business Continuity
       Business Intelligence
          Data Warehousing
          Financial Analysis
          Relationship Marketing
          Sales Analysis
          Text Mining and Analysis
       Business Process Management and Integration
          Employee Services
          Production/Ops and Logistics
          Security and Disaster Recovery
       Computer Services
          Capacity Planning
          Host management
          Systems Management
       Customer Relationship Management
          Contact Center Optimization
          Field Services Effectiveness
          Marketing and Customer Intelligence
          Sales Productivity
       Digital Media
          Create Digital Media
          Distribute Digital Media
          Manage Digital Media
       Document Management
          Case Management
          Decision Support System
          Document Imaging
          Document Management/Processing
          Billing Systems
          Direct Customer Access
          Infrastructure Systems and Management
          Internet Selling: Business to Business
          Internet Selling: Business to Consumer
          Internet Services
          Subscriber management
       e-Mail Messaging and Collaboration
          E-mail Communications
          Team Management
       Enterprise Resource Planning (a.k.a. Enterprise Application Systems (EAS)
          Business to Business Extensions
          Core Enterprise Resource Planning
          Customer Relationship Management Extensions
          Enterprise Resource Services
          Supply Chain Management Extensions
       Knowledge Management
          Collaborative learning
          Experience based learning
          Interactive learning systems
          Performance support systems
       On Demand Operating Environment
          Flexible Financial & Delivery Offerings
          Information and data integration
          People integration
          Process integration
       On Demand Workplace
          Enterprise Portal
       Pervasive and Wireless Computing
          Advanced Infrastructure
          Consumer Services Enablement
          Operational Effectiveness
          Wireless Sell-through Bundles
          Workforce Mobility
       Product Lifecycle Management
          Engineering and Analysis
          Product Data Management and Collaboration
          Product Lifecycle Express
          Service After Sales
       Professional Services
          Billing management and services
          Legal Services
          Practice Management
       Science and Technology
          Data Management
          Research and Development
       Supply Chain Management
          Asset Management
          Business -to- Business Buy Side
          Business -to- Business Sell Side
          Supply Chain Execution
          Supply Chain Planning
          Supply Chain Management Services
          Trader partner collaboration
          Value Chain management
          Warehouse management
       Surveillance and security
          Safety, Security and Privacy
          Security event management
          Security systems and operations
          User Identification
       System and data management
          Data Handling
          Data Protection and Recovery
          Global Storage Solutions

  • + Customer size

    Very Small Business (Less than 50 employees)
    Small Business (50 to 99 employees)
    Midmarket Business (100 to 499 employees)
    Midmarket Business (500 to 1000 employees)
    Large Business (greater than 1000 employees)

  • + Languages supported


  • + Countries/regions available for distribution

    Canada , United States

  • Technical information

    Show all   |   Hide all

    • + Hardware/OS platforms

         Hewlett-Packard servers (incl. Compaq)
      Solaris (SUN)
         Sun Microsystems servers
      Windows family
         Hewlett-Packard servers (incl. Compaq)
         Dell servers
         System x
         System x
         IBM Systems: Power

    • + Services

      Application Enabling Services
      Custom Systems Integration Services
      e-business Services
      Infrastructure Solutions: Internet Technologies
      Infrastructure Solutions: Services Oriented Architecture & Web Services

    • + Software

      IBM Rational
            Rational Application Developer for WebSphere Software
      IBM WebSphere
            WebSphere Application Server - Express

    Date last modified:    Apr 11, 2013


    Contact information

    Alfred Nickles


    303 Arbor Green Ln.
    Alpharetta, GA 30004
    United States

    +1 678 4550952

    Contact PartnerWorld

    Live Chat is currently unavailable

    The live chat service is normally available weekdays 8am-8pm Eastern Time. Use the 'Contact us' link or one of the other links for help now.

    Content navigation